Basement Finishing - The MOST Important Question

Basement Finishing – The MOST Important Question

What is the central question just before employing a contractor for your basement finishing project?

Believe it or otherwise, the key question may also are the least asked: Do you carry Worker’s Compensation Insurance?

Why on earth would that be the key question?

If you engage a contractor to function in your home, you will be legally liable to buy medical bills and a day off if he gets hurt. It doesn’t matter if he could be licensed, unlicensed, a sole proprietor, an official of your corporation, a bum over the street, or possibly a millionaire – YOU are “the boss.”

Regardless of who your basement finishing contractor is, in the event you pay someone to function at home, you are an “employer” under workers’ compensation law.

As the party providing “employment,” you happen to be also responsible for providing compensation if someone is hurt at your residence.

Who would you be answerable for?

First, your basement finishing contractor. Second, any of his employees. Next, anyone that he subcontracts to find your property to operate. Also, anyone that his subcontractor hires to function at your residence. Further, the18 wheeler driver that gives materials on your project to your home. Additionally, the guy who delivers the dumpster to your house for all your waste. The guy you offered a six-pack to if although help carries lumber in. Also… And… Him too…

Do you get the picture?

Anyone who works at your residence poses a threat to you. So how do you avoid this threat?

The quickest and easiest method… get proof worker’s compensation insurance plan out of your basement finishing contractor. NO EXCEPTIONS. He may show you he doesn’t require it because everyone who works for him has it.

Well yes, but imagine if some of those guys let the protection …

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Basement Finishing - The Cost of a Mistake

Basement Finishing – The Cost of a Mistake

If you’re considering a basement finishing project, one thing you might be questioning right this moment will be the important things about a professional basement plan. In any major construction project, this is regarded as an utter requirement. In fact, without professional plans stamped by way of a licensed architect and/or engineer, you’ll be also struggling to obtain a permit! But with a basement finishing project, many owners think the size and style and complexity in the project doesn’t warrant construction plans.

Well, consider this to be…

Your basement finishing project will probably involve the efforts of 50+ individuals: you, your basement finishing contractor, his employees, and subcontractors, designers, city officials, etc. Your vision for your finished project is paramount in importance towards the vision of the others. Yet without plans that can effectively communicate this vision, you take the potential risk of being disappointed.

Another consideration could be the cost of a mistake. Mistakes will occur in the course of a basement finishing project. A mistake obviously due to the error or inadequacy of a contractor could be his responsibility. But a blunder occurring as a result of ineffective communication will likely be the responsibility of the homeowner.

Finally (and you will love this), an experienced will have multiple tricks of the trade for hiding unsightly beams, pipes, posts, etc. which are always present in a basement. Making your basement look and feel as being a part of the house (instead of your basement), is worth every penny.

From the get-go, we decided that plans were an absolute must. A few homeowners didn’t want to buy them. We felt the finished product, as well as the, must reduce mistakes far outweighed the expense of professional plans, so we started including them for free. You need professional plans for the …

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